The Government of Alberta is responding to a recently conducted online survey by making changes to the province’s auto insurance policies.
The province is introducing a new privately delivered, care-focused auto insurance system after hearing from over 16,000 Albertans in the survey.Â
According to a press release from the province, when fully implemented the new auto insurance system will deliver better and faster care for those involved in collisions, and Albertans will see cost savings up to $400 per year.
Under the new system, Albertans who suffer catastrophic injuries will receive treatment and care for the rest of their lives.
Those who sustain serious injuries will receive treatment until they are fully recovered.
These changes build upon the Saskatchewan insurance model, where at-fault drivers can be sued for pain and suffering damages if they are convicted of a criminal offence, such as impaired driving or dangerous driving, or conviction of certain offenses under the Traffic Safety Act.
The province expects expects the new system to be fully implemented by January 2027.Â
In addition, starting in January 2025, the good driver rate cap will be adjusted to a 7.5% increase due to high legal costs, increasing vehicle damage repair costs and natural disaster costs.
This protects good drivers from significant rate increases while ensuring that auto insurance providers remain financially viable in Alberta.
These changes stem from a public online survey conducted in April of 2024 to receive feedback on auto insurance.
